Why Work with an Insurance Agent?

Working with a professional when you need to shop for insurance coverage could be more beneficial than you realize.

There are valid reasons to shop for insurance coverage yourself. Maybe you’re concerned about the thought of high-pressure sales tactics, or simply don’t like to talk on the phone. You might not see the point when you can apply online yourself.

But if you do choose to work with a professional insurance agent, here’s what you gain.

Save time and money with an insurance professional!

With numerous insurance companies each offering multiple policies, comparing coverage yourself can be time consuming.

An insurance agent who knows what you’re looking for can quickly narrow down your options to make this process far more efficient.

In the case of life insurance, they can also point you toward the companies or policy types that someone with your medical history is most likely to get approved for at favorable rates.

Understand your coverage with an agent.

Insurance policies are full of industry jargon that most people don’t understand. It can be so confusing, most agents and brokers didn’t understand the terminology either until they were studying for the licensing exams and gaining experience.

When you don’t understand the lingo and legalities of insurance contracts, you risk not getting the coverage you intended to. You don’t want to find yourself expecting to get paid after a major loss, then learning there’s no chance — because your policy never covered it.

Shopping for insurance probably isn’t your idea of a good time.

But agents and brokers enjoy it because they’re good at it and like helping people. Let’s chat about your coverage — it costs nothing and doesn’t obligate you in any way!